What is the minimum deposit for XM broker?

The XM minimum deposit is for Micro and Standard accounts, 0 for Ultra Low accounts, and 0,000 for the Shares account. XM charges no deposit fee on its side.

What is XM minimum deposit in Indonesian Rupiah?

XM minimum deposit in Indonesian Rupiah is approximately Rp 80,000 for Micro and Standard accounts (equivalent to at current exchange rates). For Ultra Low accounts the minimum is around Rp 800,000 (equivalent to 0). Exact amount depends on the exchange rate at the time of deposit.

Can I start trading XM with ?

Yes. XM Micro and Standard accounts allow you to start trading with a minimum deposit of just . With a Micro account you can trade micro lots (0.01 lot) which keeps risk very small. The minimum is one of the lowest in the industry.

Is there a minimum deposit to withdraw from XM?

XM does not have a minimum withdrawal amount for most methods. The minimum withdrawal via bank transfer is 5 USD. For e-wallets and cards the minimum is typically -5. You must withdraw using the same method you deposited with.

XM Minimum Deposit 2026 — to Start Trading, All Account Types & Local Currency Breakdown

exem-register.com Editorial TeamUpdated May 2026 · Live-tested data · 6 min read

XM Minimum Deposit by Account Type — Quick Reference

XM offers four account types with different minimum deposit requirements. Choose the account that matches your budget and trading style.

Beginner

Micro

~Rp 80,000 · ~₦8,000 · ~₱280

Micro lots (0.01). Lowest risk per trade. Best for learning.

Popular

Standard

~Rp 80,000 · ~₦8,000 · ~₱280

Standard lots. Balanced conditions for retail traders.

Scalpers

Ultra Low

~Rp 800,000 · ~₦80,000 · ~₱2,800

Spreads from 0.6 pip. Lowest cost per trade. No commission.

Investors

0,000

Real shares — not CFDs

Commission per trade. 1:1 leverage. Individual stocks.

XM charges zero deposit fees on cards and e-wallets. Your full deposit amount reaches your trading account. Third-party fees (e.g. bank transfer charges) may apply depending on your payment provider.

XM Minimum Deposit in Local Currency — 10 Countries

The minimum deposit converts to different amounts depending on your local currency. These are approximate figures based on mid-2026 exchange rates — always check the current rate in the Members Area at the time of deposit.

🇮🇩

Indonesia

Rp 80,000

IDR · equiv

🇳🇬

Nigeria

₦8,000

NGN · equiv

🇵🇭

Philippines

₱280

PHP · equiv

🇰🇪

Kenya

KES 645

KES · equiv

🇲🇾

Malaysia

RM 23

MYR · equiv

🇮🇳

India

₹420

INR · equiv

🇿🇦

South Africa

R92

ZAR · equiv

🇻🇳

Vietnam

₫128,000

VND · equiv

🇧🇩

Bangladesh

৳550

BDT · equiv

🇵🇰

Pakistan

₨1,400

PKR · equiv

Exchange rates as of May 2026. Rates change daily — the actual IDR/NGN/PHP amount may differ slightly. XM converts your local currency to USD automatically at the time of deposit using the rate displayed in the Members Area.

Which Account Type Should You Choose with a Small Deposit?

Budget	Recommended Account	Why
– 9	Micro Account	Micro lots (0.01) keep risk tiny. Learn without blowing your account.
0 – 99	Ultra Low	Tighter spreads offset the higher minimum. Better value for active traders.
00+	Ultra Low or Standard	Enough margin buffer for proper position sizing and risk management.
0,000+	Shares Account	Real equity investing — not leveraged CFDs.

✅ Can I trade profitably with just ?

Yes — but only with a Micro account and micro lot sizing (0.01 lots). At deposit: 1 micro lot EUR/USD = ~/bin/sh.10 per pip. A 10-pip stop loss risks only . This is suitable for learning with real market conditions at minimal financial risk. Do not trade standard lots with a account — the margin requirement alone would consume your entire balance.

XM Minimum Deposit by Payment Method

Payment Method	Min. Deposit	Processing	Available
Visa / Mastercard		Instant	Global
Skrill / Neteller		Instant	Global
Local Bank Transfer (ID/MY/PH/NG)	equiv.	10–45 min	Selected countries
QRIS / GoPay / OVO / DANA	equiv.	Instant	Indonesia
M-Pesa	equiv.	Instant	Kenya
FasaPay		Instant	SE Asia
بینک وائر ٹرانسفر کے	00	2–5 days	Global

Bank wire transfer minimum is 00 — significantly higher than card and e-wallet minimums. If you want to start with , use a card, Skrill, Neteller, or a local payment method. Wire transfer is intended for larger deposits only.

Does XM Offer a No Deposit Bonus?

XM has historically offered a 0 no deposit bonus for new clients in eligible regions — allowing you to try live trading without depositing first. Availability varies by country and promotion period. After completing registration and KYC, check the Promotions section in your Members Area to confirm current offers in your region.

Note: the no deposit bonus is not available in all countries and is subject to volume requirements before profits can be withdrawn. See our full no deposit bonus guide for details.

Frequently Asked Questions

for Micro and Standard accounts. 0 for Ultra Low. 0,000 for Shares account. No deposit fee charged by XM on cards and e-wallets.

Approximately Rp 80,000 for Micro and Standard accounts ( equivalent). Around Rp 800,000 for Ultra Low (0). The exact amount depends on the USD/IDR exchange rate at the time you deposit — XM converts automatically and shows you the current rate in the Members Area.

Approximately ₦8,000 for Micro and Standard accounts ( equivalent). Around ₦80,000 for Ultra Low (0 equivalent). Deposit via GTBank, Zenith, Access, or Skrill — all support local NGN funding.

Approximately ₱280 for Micro and Standard accounts ( equivalent). Around ₱2,800 for Ultra Low (0). Deposit via GCash, Maya, BDO, or Metrobank. Particularly suitable for OFW traders starting with a small initial amount.

Yes — with a Micro account. Trade micro lots (0.01) where 1 pip = /bin/sh.10. This keeps losses manageable while you learn. Do not attempt to trade standard lots (1.0) with a account — the margin requirement would consume your entire balance immediately.

No minimum for most methods. Bank wire transfer minimum is 5. E-wallet and card withdrawals can be as low as -5. You must withdraw using the same method used for your initial deposit.

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Disclaimer: Local currency amounts are approximate based on mid-2026 exchange rates and will vary. This page contains affiliate links. Trading Forex and CFDs involves significant risk of loss and is not suitable for all investors.