XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable<\/title>\r\n<meta name=\"description\" content=\"XM Refer a Friend program 2026: earn $80 cash for every friend who opens, verifies, deposits, and trades 1 standard lot on XM. No limit on referrals. Cash goes to MyWallet and is immediately withdrawable. Full guide, requirements, and step-by-step.\">\r\n<link rel=\"canonical\" href=\"https:\/\/exem-register.com\/xm-refer-a-friend\/\" \/>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Sora:wght@400;500;600;700&family=Source+Serif+4:opsz,wght@8..60,400;8..60,600&display=swap\" rel=\"stylesheet\">\r\n<script type=\"application\/ld+json\">\r\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\r\n{\"@type\":\"Question\",\"name\":\"How much does XM Refer a Friend pay?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM Refer a Friend pays up to $80 cash per successful referral. A successful referral is a friend who uses your referral link to open an XM account, completes KYC verification, makes a deposit, and trades at least 1 standard lot in Forex, Gold, or Silver. The reward is credited to your MyWallet and can be withdrawn immediately. There is no limit on the number of friends you can refer.\"}},\r\n{\"@type\":\"Question\",\"name\":\"How do I get my XM referral link?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To get your XM referral link: login to Members Area (my.xm.com), navigate to the Refer a Friend dashboard (usually under Promotions or a dedicated Refer a Friend section), and copy your unique referral URL. You must have a verified real trading account and have traded at least 3 standard lots before you can access the dashboard.\"}},\r\n{\"@type\":\"Question\",\"name\":\"What are the requirements for XM Refer a Friend?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Requirements to participate as a referrer: (1) Verified XM real trading account. (2) Have traded at least 3 standard lots in Forex, Gold, or Silver. Requirements for a successful referral: friend must use your unique referral link, open and verify an XM account, make a deposit, and trade a minimum of 1 standard lot. Trades must be open for at least 5 minutes. XM affiliate program members are not eligible.\"}},\r\n{\"@type\":\"Question\",\"name\":\"Can I withdraw XM Refer a Friend earnings?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. XM Refer a Friend cash rewards are credited to your MyWallet and are immediately withdrawable. The minimum transfer amount from MyWallet is $20 or the full available balance if less than $20. You can also transfer the reward to your trading account and use it for trading.\"}},\r\n{\"@type\":\"Question\",\"name\":\"Is XM Refer a Friend available in Indonesia, Nigeria, and Philippines?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM Refer a Friend is generally available to XM Global entity clients, which includes traders from Indonesia, Nigeria, Philippines, Kenya, Malaysia, India, South Africa, and most other non-EU countries. EU clients under CySEC regulation may have different terms. Check the Refer a Friend dashboard in your Members Area to confirm availability for your specific account.\"}}\r\n]}<\/script>\r\n<style>\r\n:root{\r\n --red:#cc0000;--red-dark:#a30000;--red-muted:#fff0f0;--red-border:#ffc5c5;\r\n --white:#fff;--g50:#fafafa;--g100:#f4f4f4;--g200:#e8e8e8;\r\n --g400:#aaa;--g600:#555;--g800:#1e1e1e;\r\n --green:#1a7a3a;--green-bg:#edfaf2;--green-bd:#a3d9b5;\r\n --gold:#b8860b;--gold-bg:#fffbe6;--gold-bd:#f0d565;\r\n --blue-bg:#edf4ff;--blue-bd:#b3cff7;--blue-tx:#1a4b8a;\r\n --fh:'Sora',sans-serif;--fb:'Source Serif 4',serif;\r\n --max:820px;\r\n}\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\r\nbody{font-family:var(--fb);font-size:17px;line-height:1.8;color:var(--g600);background:var(--white);-webkit-font-smoothing:antialiased}\r\n.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}\r\n\r\n\/* HERO *\/\r\n.hero{background:var(--red);color:#fff;padding:48px 20px 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p{color:rgba(255,255,255,.85);margin-bottom:20px;font-size:15px}\r\n.dis{font-size:12px;color:var(--g400);line-height:1.65;background:var(--g100);border-radius:10px;padding:16px;margin-top:24px}\r\n\r\n@media(max-width:600px){h2{margin-top:40px}.cta-s{padding:26px 16px}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<header class=\"hero\">\r\n <div class=\"hero-eye\">XM Broker Program \u00b7 2026<\/div>\r\n <h1>XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable<\/h1>\r\n <p class=\"hero-sub\">Invite friends to XM. When they open, verify, deposit, and trade \u2014 <strong>you earn $80 cash per referral<\/strong>. No cap on referrals. Reward credited to MyWallet and withdrawable immediately.<\/p>\r\n\r\n <div class=\"earn-badge\">\r\n <span class=\"earn-amount\">$80<\/span>\r\n <div class=\"earn-label\">cash reward per successful referral \u00b7 no limit \u00b7 withdrawable<\/div>\r\n <\/div>\r\n\r\n <div class=\"hero-pills\">\r\n <span class=\"hp\">No limit on referrals<\/span>\r\n <span class=\"hp\">Instant to MyWallet<\/span>\r\n <span class=\"hp\">Withdrawable immediately<\/span>\r\n <span class=\"hp\">Not just credit \u2014 real cash<\/span>\r\n <\/div>\r\n\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn btn-white\" target=\"_blank\" rel=\"noopener\">Open XM Account to Join \u2197<\/a>\r\n<\/header>\r\n\r\n<main class=\"wrap content\">\r\n\r\n<div class=\"abar\">\r\n <div class=\"aav\">$80<\/div>\r\n <div><strong>exem-register.com Editorial Team<\/strong>\r\n Updated May 2026 \u00b7 Based on XM official program terms \u00b7 7 min read<\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">01 \u2014 How It Works<\/span>How XM Refer a Friend Works \u2014 The Complete Flow<\/h2>\r\n<p>XM Refer a Friend is one of the most generous referral programs in the broker industry. Here is exactly how it works from start to cash in your wallet.<\/p>\r\n\r\n<div class=\"flow\">\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\u2705<\/div>\r\n <div class=\"fi-lbl\">You qualify<br>(3 lots traded)<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udd17<\/div>\r\n <div class=\"fi-lbl\">Get your<br>unique link<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udce4<\/div>\r\n <div class=\"fi-lbl\">Share with<br>your friend<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcdd<\/div>\r\n <div class=\"fi-lbl\">Friend opens<br>& verifies<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcb0<\/div>\r\n <div class=\"fi-lbl\">Friend deposits<br>& trades 1 lot<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcb5<\/div>\r\n <div class=\"fi-lbl\">$80 cash in<br>your MyWallet<\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n<div class=\"reward-card\">\r\n <div class=\"reward-title\">Your cash reward per successful referral<\/div>\r\n <div class=\"reward-amount\">$80<\/div>\r\n <div class=\"reward-per\">per friend \u00b7 no maximum \u00b7 no expiry<\/div>\r\n <div class=\"reward-note\">Credited to MyWallet within 24 hours of friend completing requirements.<br>Minimum withdrawal from MyWallet: $20. Cash \u2014 not trading credit.<\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">02 \u2014 Requirements<\/span>Full XM Refer a Friend Requirements \u2014 Referrer and Referee<\/h2>\r\n\r\n<h3>Your requirements (Referrer) to access the program<\/h3>\r\n<ul>\r\n <li>Have a <strong>verified XM real trading account<\/strong> (KYC completed)<\/li>\r\n <li>Have traded <strong>at least 3 standard lots<\/strong> in Forex, Gold, or Silver using your own deposited funds<\/li>\r\n <li>Not enrolled in the XM Affiliate Program (the two programs cannot be combined)<\/li>\r\n <li>Access the Refer a Friend dashboard via Members Area after meeting the above criteria<\/li>\r\n<\/ul>\r\n\r\n<h3>What your friend (Referee) must do for you to earn $80<\/h3>\r\n<ol>\r\n <li>Register using <strong>your unique referral link<\/strong> (not through any other method)<\/li>\r\n <li>Complete KYC verification (upload and get approved for ID + proof of address)<\/li>\r\n <li>Make a deposit using their own funds<\/li>\r\n <li>Trade a minimum of <strong>1 standard lot<\/strong> in Forex, Gold, or Silver<\/li>\r\n <li>Each trade must be open for <strong>at least 5 minutes<\/strong><\/li>\r\n<\/ol>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Requirement<\/th><th>Referrer (You)<\/th><th>Referee (Your Friend)<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>Verified XM account<\/td><td class=\"tc good\">\u2705 Required<\/td><td class=\"tc good\">\u2705 Required<\/td><\/tr>\r\n<tr><td>Minimum lots traded<\/td><td class=\"tc\">3 standard lots (to unlock)<\/td><td class=\"tc\">1 standard lot (to trigger reward)<\/td><\/tr>\r\n<tr><td>Trade duration<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc\">Min 5 minutes per trade<\/td><\/tr>\r\n<tr><td>Instruments eligible<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc\">Forex, Gold, Silver<\/td><\/tr>\r\n<tr><td>Own deposited funds<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc good\">\u2705 Yes (bonus credit doesn't count)<\/td><\/tr>\r\n<tr><td>Affiliate members<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not eligible<\/td><td class=\"tc\">\u2014<\/td><\/tr>\r\n<tr><td>EU (CySEC) entity<\/td><td class=\"tc\">\u26a0\ufe0f Check terms<\/td><td class=\"tc\">\u26a0\ufe0f Check terms<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<div class=\"warn\"><strong>Important:<\/strong> If you are enrolled in the XM Affiliate Program, you cannot simultaneously participate in Refer a Friend. The two programs are mutually exclusive. Consider which earns you more before choosing \u2014 affiliates earn commission on all client trades indefinitely, while Refer a Friend pays a one-time $80 per person who meets the criteria.<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">03 \u2014 Step-by-Step<\/span>How to Get Your XM Referral Link and Start Earning<\/h2>\r\n\r\n<div class=\"steps\">\r\n <div class=\"step\">\r\n <div class=\"step-n\">1<\/div>\r\n <div class=\"step-body\">\r\n <h4>Open and verify an XM real account<\/h4>\r\n <p>If you don't have an XM account yet, open one using the link on this page. Complete KYC verification (ID + proof of address). This is a prerequisite for joining Refer a Friend.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">2<\/div>\r\n <div class=\"step-body\">\r\n <h4>Trade at least 3 standard lots in Forex, Gold, or Silver<\/h4>\r\n <p>Deposit funds and trade a minimum of 3 standard lots (cumulative, not in one trade) using your own deposited funds \u2014 not bonus credit. This unlocks your access to the Refer a Friend dashboard. At 0.1 lot\/trade, this equals 30 trades of 0.1 lot each.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">3<\/div>\r\n <div class=\"step-body\">\r\n <h4>Login to Members Area \u2192 navigate to Refer a Friend dashboard<\/h4>\r\n <p>Login to <code>my.xm.com<\/code>. Look for <strong>Refer a Friend<\/strong> under the Promotions menu or the main dashboard. Once you have met the trading requirement, the dashboard becomes accessible with your unique referral URL.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">4<\/div>\r\n <div class=\"step-body\">\r\n <h4>Copy your unique referral link and share it<\/h4>\r\n <p>The dashboard shows your unique referral URL. Copy it and share via: WhatsApp, Telegram, email, social media, or any channel. When your friend opens the link and registers \u2014 their account is automatically linked to you. <strong>They must use your link<\/strong> \u2014 accounts registered without it cannot be retroactively linked.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">5<\/div>\r\n <div class=\"step-body\">\r\n <h4>Track referrals in your dashboard<\/h4>\r\n <p>The Refer a Friend dashboard shows all referrals: pending (registered but not yet completed requirements), successful (reward earned), and expired (requirements not met within the time limit). You can see progress in real time.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">6<\/div>\r\n <div class=\"step-body\">\r\n <h4>Receive $80 in MyWallet and withdraw<\/h4>\r\n <p>Once your friend completes all requirements (verify + deposit + trade 1 lot with min 5-min open time), <strong>$80 is credited to your MyWallet within 24 hours<\/strong>. Withdraw via Members Area \u2192 MyWallet \u2192 Transfer\/Withdraw. Minimum withdrawal: $20.<\/p>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">04 \u2014 Earnings Potential<\/span>How Much Can You Earn? \u2014 XM Referral Earnings Calculator<\/h2>\r\n<p>There is no cap on referrals. The math is straightforward.<\/p>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Referrals per month<\/th><th>Monthly earnings<\/th><th>Annual earnings<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>1 friend<\/td><td class=\"tc\">$80<\/td><td class=\"tc\">$960<\/td><\/tr>\r\n<tr><td>5 friends<\/td><td class=\"tc good\">$400<\/td><td class=\"tc good\">$4,800<\/td><\/tr>\r\n<tr><td>10 friends<\/td><td class=\"tc good\">$800<\/td><td class=\"tc good\">$9,600<\/td><\/tr>\r\n<tr><td>25 friends<\/td><td class=\"tc good\">$2,000<\/td><td class=\"tc good\">$24,000<\/td><\/tr>\r\n<tr><td>50 friends<\/td><td class=\"tc good\">$4,000<\/td><td class=\"tc good\">$48,000<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<div class=\"box box-green\">\r\n<p class=\"bt g\">\ud83d\udca1 Who can refer the most friends?<\/p>\r\n<ul>\r\n<li><strong>Active trading communities:<\/strong> Telegram groups, WhatsApp forex communities, YouTube\/TikTok finance creators<\/li>\r\n<li><strong>Forex educators:<\/strong> traders who teach others \u2014 every student who opens an XM account = $80<\/li>\r\n<li><strong>OFW \/ Overseas workers:<\/strong> referring friends in the same community who want passive income via copy trading<\/li>\r\n<li><strong>Social media traders:<\/strong> posting trade results and sharing your referral link in bio<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">05 \u2014 Withdrawing Rewards<\/span>How to Withdraw Your XM Refer a Friend Cash Rewards<\/h2>\r\n\r\n<ol>\r\n <li>Login to <code>my.xm.com<\/code> \u2192 MyWallet section<\/li>\r\n <li>Check your available MyWallet balance (all referral rewards appear here)<\/li>\r\n <li>Click <strong>Transfer<\/strong> or <strong>Withdraw<\/strong><\/li>\r\n <li>Choose: transfer to your trading account (to use for trading), or withdraw to your bank\/e-wallet<\/li>\r\n <li>Minimum amount: <strong>$20<\/strong> (or the full balance if less than $20)<\/li>\r\n <li>Withdrawal processing follows standard XM withdrawal timelines (same-day for e-wallets)<\/li>\r\n<\/ol>\r\n\r\n<div class=\"tip\"><strong>Fastest withdrawal route:<\/strong> MyWallet \u2192 transfer to trading account \u2192 withdraw from trading account via Skrill or Neteller (same-day processing). See our <a href=\"https:\/\/exem-register.com\/xm-withdrawal-guide\/\">full XM withdrawal guide<\/a> for all methods and timelines.<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">06 \u2014 Refer a Friend vs Affiliate<\/span>XM Refer a Friend vs XM Affiliate Program \u2014 Which Earns More?<\/h2>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Feature<\/th><th>Refer a Friend<\/th><th>Affiliate Program<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>Reward per referral<\/td><td class=\"tc\">$80 one-time cash<\/td><td class=\"tc\">Commission per lot traded (ongoing)<\/td><\/tr>\r\n<tr><td>Earning duration<\/td><td class=\"tc\">One-time per person<\/td><td class=\"tc good\">Ongoing \u2014 earn every time they trade<\/td><\/tr>\r\n<tr><td>Setup required<\/td><td class=\"tc\">3 lots traded to unlock<\/td><td class=\"tc\">Apply to XM affiliate program<\/td><\/tr>\r\n<tr><td>No. of friends needed<\/td><td class=\"tc\">Any number<\/td><td class=\"tc\">Any number<\/td><\/tr>\r\n<tr><td>Can combine<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not with affiliate<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not with Refer a Friend<\/td><\/tr>\r\n<tr><td>Best for<\/td><td class=\"tc\">Casual referrers, smaller networks<\/td><td class=\"tc good\">Active traders with large audiences<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<p><strong>Simple rule:<\/strong> if your friend will trade actively and frequently, the affiliate program earns more over time (ongoing commission). If your friend will trade occasionally or you only have a few referrals, Refer a Friend's flat $80 is simpler and faster to collect.<\/p>\r\n\r\n<section>\r\n<h2><span class=\"sn\">07 \u2014 FAQ<\/span>Frequently Asked Questions<\/h2>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">How much does XM Refer a Friend pay per referral? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">XM Refer a Friend pays $80 cash per successful referral. A successful referral requires the friend to register via your link, complete KYC, make a deposit, and trade at least 1 standard lot in Forex, Gold, or Silver (each trade open for at least 5 minutes). Reward is credited to your MyWallet within 24 hours.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">How do I get my XM referral link? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Login to Members Area \u2192 Promotions \u2192 Refer a Friend dashboard. You need a verified account and at least 3 standard lots traded before the dashboard becomes accessible. Your unique referral URL is displayed there \u2014 copy and share it.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Is there a limit on how many friends I can refer? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">No limit at all. You earn $80 for every friend who successfully completes the requirements, regardless of how many you refer. 10 friends = $800. 50 friends = $4,000. The program has no cap.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Can I withdraw my Refer a Friend earnings? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Yes. XM Refer a Friend rewards are real cash \u2014 not bonus credit. They go to your MyWallet and can be withdrawn immediately. Minimum withdrawal: $20. You can also transfer to your trading account and use for trading.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">What if I'm already in the XM Affiliate Program? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">You cannot be in both programs simultaneously. The Refer a Friend Program and the XM Affiliate Program are mutually exclusive. You must choose one. For casual referrers with small networks: Refer a Friend ($80 flat per person). For traders with large audiences: Affiliate Program (ongoing commission per lot traded) earns more over time.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Is XM Refer a Friend available in Indonesia, Nigeria, and Philippines? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Generally yes for XM Global entity clients \u2014 which includes Indonesia, Nigeria, Philippines, Kenya, Malaysia, India, South Africa, and most non-EU countries. EU (CySEC) clients may have different terms or limited availability. Check your Members Area \u2192 Refer a Friend dashboard to confirm for your specific account.<\/div><\/div>\r\n<\/section>\r\n\r\n<div class=\"cta-s\">\r\n <h2>Start Earning $80 Per Referral Today<\/h2>\r\n <p>Open an XM account, trade 3 lots to unlock the program, get your referral link, and start earning.<\/p>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn btn-white\" target=\"_blank\" rel=\"noopener\">Open XM Account \u2197<\/a>\r\n<\/div>\r\n\r\n<div class=\"dis\">\r\n <strong>Disclaimer:<\/strong> Refer a Friend terms may change. Reward amount of $80 per referral based on current XM program data as of May 2026. This page contains affiliate links.\r\n <p style=\"margin-top:10px\"><strong>Related:<\/strong> <a href=\"https:\/\/exem-register.com\/xm-trading-competition\/\" style=\"color:inherit\">XM Trading Competition<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-traders-club\/\" style=\"color:inherit\">XM Traders Club<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-bonus-terms\/\" style=\"color:inherit\">XM Bonus Terms<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-withdrawal-guide\/\" style=\"color:inherit\">XM Withdrawal Guide<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-no-deposit-bonus\/\" style=\"color:inherit\">XM No Deposit Bonus<\/a><\/p>\r\n<\/div>\r\n<\/main>\r\n\r\n\r\n<footer style=\"background:#1a1a1a;color:#aaa;font-family:'Sora',sans-serif;padding:40px 20px 26px;border-top:3px solid #1a7a3a\">\r\n <div style=\"max-width:820px;margin:0 auto\">\r\n <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:24px 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href=\"https:\/\/exem-register.com\/xm-traders-club\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Traders Club (XMP)<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-no-deposit-bonus\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM No Deposit Bonus<\/a><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div>\r\n <div style=\"font-size:10px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#555;margin-bottom:10px\">Accounts & Fees<\/div>\r\n <ul style=\"list-style:none;padding:0;margin:0\">\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-account-types\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Account Types<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-leverage\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Leverage 1:1000<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-trading-fees\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Fees & Spreads<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-withdrawal-guide\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Withdrawal Guide<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-deposit-methods\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Deposit Methods<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-minimum-deposit\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">XM Minimum Deposit<\/a><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div>\r\n <div style=\"font-size:10px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#555;margin-bottom:10px\">Country Guides<\/div>\r\n <ul style=\"list-style:none;padding:0;margin:0\">\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-indonesia-daftar-dan-login\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddee\ud83c\udde9 XM Indonesia<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-nigeria\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf3\ud83c\uddec XM Nigeria<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-philippines\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf5\ud83c\udded XM Philippines<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-kenya\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf0\ud83c\uddea XM Kenya<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-india\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddee\ud83c\uddf3 XM India<\/a><\/li>\r\n <li 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<\/div>\r\n<\/footer>\r\n\r\n<script>\r\ndocument.querySelectorAll('.fq').forEach(function(b){\r\n b.addEventListener('click',function(){var o=this.classList.toggle('op');this.setAttribute('aria-expanded',o);this.nextElementSibling.classList.toggle('op',o);});\r\n});\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> XM Broker Program \u00b7 2026 XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable Invite friends to XM. When they open, verify, deposit, and trade \u2014 you earn $80 cash per referral. No cap on referrals. Reward credited to MyWallet and withdrawable immediately. $80 cash reward per successful referral \u00b7 no limit \u00b7 withdrawable No limit on referrals Instant to MyWallet Withdrawable immediately Not just credit \u2014 real cash Open XM Account to Join \u2197 $80 exem-register.com Editorial Team Updated May 2026 \u00b7 Based on XM official program terms \u00b7 7 min read 01 \u2014 How It WorksHow XM Refer a Friend […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2372","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"nurhadi.bisnis@gmail.com","author_link":"https:\/\/exem-register.com\/ja\/author\/nurhadi-bisnisgmail-com\/"},"uagb_comment_info":0,"uagb_excerpt":" XM Broker Program \u00b7 2026 XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable Invite friends to XM. When they open, verify, deposit, and trade \u2014 you earn $80 cash per referral. No cap on referrals. Reward credited to MyWallet and withdrawable immediately. $80 cash reward per…","_links":{"self":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/comments?post=2372"}],"version-history":[{"count":5,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372\/revisions"}],"predecessor-version":[{"id":2377,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372\/revisions\/2377"}],"wp:attachment":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/media?parent=2372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/categories?post=2372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/tags?post=2372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nXM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable<\/title>\r\n<meta name=\"description\" content=\"XM Refer a Friend program 2026: earn $80 cash for every friend who opens, verifies, deposits, and trades 1 standard lot on XM. No limit on referrals. Cash goes to MyWallet and is immediately withdrawable. Full guide, requirements, and step-by-step.\">\r\n<link rel=\"canonical\" href=\"https:\/\/exem-register.com\/xm-refer-a-friend\/\" \/>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Sora:wght@400;500;600;700&family=Source+Serif+4:opsz,wght@8..60,400;8..60,600&display=swap\" rel=\"stylesheet\">\r\n<script type=\"application\/ld+json\">\r\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\r\n{\"@type\":\"Question\",\"name\":\"How much does XM Refer a Friend pay?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM Refer a Friend pays up to $80 cash per successful referral. A successful referral is a friend who uses your referral link to open an XM account, completes KYC verification, makes a deposit, and trades at least 1 standard lot in Forex, Gold, or Silver. The reward is credited to your MyWallet and can be withdrawn immediately. There is no limit on the number of friends you can refer.\"}},\r\n{\"@type\":\"Question\",\"name\":\"How do I get my XM referral link?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To get your XM referral link: login to Members Area (my.xm.com), navigate to the Refer a Friend dashboard (usually under Promotions or a dedicated Refer a Friend section), and copy your unique referral URL. You must have a verified real trading account and have traded at least 3 standard lots before you can access the dashboard.\"}},\r\n{\"@type\":\"Question\",\"name\":\"What are the requirements for XM Refer a Friend?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Requirements to participate as a referrer: (1) Verified XM real trading account. (2) Have traded at least 3 standard lots in Forex, Gold, or Silver. Requirements for a successful referral: friend must use your unique referral link, open and verify an XM account, make a deposit, and trade a minimum of 1 standard lot. Trades must be open for at least 5 minutes. XM affiliate program members are not eligible.\"}},\r\n{\"@type\":\"Question\",\"name\":\"Can I withdraw XM Refer a Friend earnings?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. XM Refer a Friend cash rewards are credited to your MyWallet and are immediately withdrawable. The minimum transfer amount from MyWallet is $20 or the full available balance if less than $20. You can also transfer the reward to your trading account and use it for trading.\"}},\r\n{\"@type\":\"Question\",\"name\":\"Is XM Refer a Friend available in Indonesia, Nigeria, and Philippines?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM Refer a Friend is generally available to XM Global entity clients, which includes traders from Indonesia, Nigeria, Philippines, Kenya, Malaysia, India, South Africa, and most other non-EU countries. EU clients under CySEC regulation may have different terms. Check the Refer a Friend dashboard in your Members Area to confirm availability for your specific account.\"}}\r\n]}<\/script>\r\n<style>\r\n:root{\r\n --red:#cc0000;--red-dark:#a30000;--red-muted:#fff0f0;--red-border:#ffc5c5;\r\n --white:#fff;--g50:#fafafa;--g100:#f4f4f4;--g200:#e8e8e8;\r\n --g400:#aaa;--g600:#555;--g800:#1e1e1e;\r\n --green:#1a7a3a;--green-bg:#edfaf2;--green-bd:#a3d9b5;\r\n --gold:#b8860b;--gold-bg:#fffbe6;--gold-bd:#f0d565;\r\n --blue-bg:#edf4ff;--blue-bd:#b3cff7;--blue-tx:#1a4b8a;\r\n --fh:'Sora',sans-serif;--fb:'Source Serif 4',serif;\r\n --max:820px;\r\n}\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\r\nbody{font-family:var(--fb);font-size:17px;line-height:1.8;color:var(--g600);background:var(--white);-webkit-font-smoothing:antialiased}\r\n.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}\r\n\r\n\/* HERO *\/\r\n.hero{background:var(--red);color:#fff;padding:48px 20px 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var(--g200);border-radius:10px;margin-bottom:9px;overflow:hidden}\r\n.fq{width:100%;background:none;border:none;padding:13px 17px;text-align:left;font-family:var(--fh);font-size:14px;font-weight:600;color:var(--g800);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:10px;transition:background .15s;line-height:1.45}\r\n.fq:hover{background:var(--g100)}.fq.op{background:var(--green-bg);color:var(--green)}\r\n.fic{font-size:17px;color:var(--green);flex-shrink:0;transition:transform .2s}\r\n.fq.op .fic{transform:rotate(45deg)}\r\n.fa{display:none;padding:0 17px 13px;font-size:14px;color:var(--g600);line-height:1.7}\r\n.fa.op{display:block}\r\n\r\n.cta-s{background:var(--red);border-radius:14px;padding:36px 24px;text-align:center;color:#fff;margin:48px 0 32px}\r\n.cta-s h2{border:none;padding:0;margin:0 0 10px;color:#fff;font-size:clamp(17px,4vw,24px)}\r\n.cta-s p{color:rgba(255,255,255,.85);margin-bottom:20px;font-size:15px}\r\n.dis{font-size:12px;color:var(--g400);line-height:1.65;background:var(--g100);border-radius:10px;padding:16px;margin-top:24px}\r\n\r\n@media(max-width:600px){h2{margin-top:40px}.cta-s{padding:26px 16px}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<header class=\"hero\">\r\n <div class=\"hero-eye\">XM Broker Program \u00b7 2026<\/div>\r\n <h1>XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable<\/h1>\r\n <p class=\"hero-sub\">Invite friends to XM. When they open, verify, deposit, and trade \u2014 <strong>you earn $80 cash per referral<\/strong>. No cap on referrals. Reward credited to MyWallet and withdrawable immediately.<\/p>\r\n\r\n <div class=\"earn-badge\">\r\n <span class=\"earn-amount\">$80<\/span>\r\n <div class=\"earn-label\">cash reward per successful referral \u00b7 no limit \u00b7 withdrawable<\/div>\r\n <\/div>\r\n\r\n <div class=\"hero-pills\">\r\n <span class=\"hp\">No limit on referrals<\/span>\r\n <span class=\"hp\">Instant to MyWallet<\/span>\r\n <span class=\"hp\">Withdrawable immediately<\/span>\r\n <span class=\"hp\">Not just credit \u2014 real cash<\/span>\r\n <\/div>\r\n\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn btn-white\" target=\"_blank\" rel=\"noopener\">Open XM Account to Join \u2197<\/a>\r\n<\/header>\r\n\r\n<main class=\"wrap content\">\r\n\r\n<div class=\"abar\">\r\n <div class=\"aav\">$80<\/div>\r\n <div><strong>exem-register.com Editorial Team<\/strong>\r\n Updated May 2026 \u00b7 Based on XM official program terms \u00b7 7 min read<\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">01 \u2014 How It Works<\/span>How XM Refer a Friend Works \u2014 The Complete Flow<\/h2>\r\n<p>XM Refer a Friend is one of the most generous referral programs in the broker industry. Here is exactly how it works from start to cash in your wallet.<\/p>\r\n\r\n<div class=\"flow\">\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\u2705<\/div>\r\n <div class=\"fi-lbl\">You qualify<br>(3 lots traded)<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udd17<\/div>\r\n <div class=\"fi-lbl\">Get your<br>unique link<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udce4<\/div>\r\n <div class=\"fi-lbl\">Share with<br>your friend<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcdd<\/div>\r\n <div class=\"fi-lbl\">Friend opens<br>& verifies<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcb0<\/div>\r\n <div class=\"fi-lbl\">Friend deposits<br>& trades 1 lot<\/div>\r\n <\/div>\r\n <div class=\"flow-step\">\r\n <div class=\"fi-ico\">\ud83d\udcb5<\/div>\r\n <div class=\"fi-lbl\">$80 cash in<br>your MyWallet<\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n<div class=\"reward-card\">\r\n <div class=\"reward-title\">Your cash reward per successful referral<\/div>\r\n <div class=\"reward-amount\">$80<\/div>\r\n <div class=\"reward-per\">per friend \u00b7 no maximum \u00b7 no expiry<\/div>\r\n <div class=\"reward-note\">Credited to MyWallet within 24 hours of friend completing requirements.<br>Minimum withdrawal from MyWallet: $20. Cash \u2014 not trading credit.<\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">02 \u2014 Requirements<\/span>Full XM Refer a Friend Requirements \u2014 Referrer and Referee<\/h2>\r\n\r\n<h3>Your requirements (Referrer) to access the program<\/h3>\r\n<ul>\r\n <li>Have a <strong>verified XM real trading account<\/strong> (KYC completed)<\/li>\r\n <li>Have traded <strong>at least 3 standard lots<\/strong> in Forex, Gold, or Silver using your own deposited funds<\/li>\r\n <li>Not enrolled in the XM Affiliate Program (the two programs cannot be combined)<\/li>\r\n <li>Access the Refer a Friend dashboard via Members Area after meeting the above criteria<\/li>\r\n<\/ul>\r\n\r\n<h3>What your friend (Referee) must do for you to earn $80<\/h3>\r\n<ol>\r\n <li>Register using <strong>your unique referral link<\/strong> (not through any other method)<\/li>\r\n <li>Complete KYC verification (upload and get approved for ID + proof of address)<\/li>\r\n <li>Make a deposit using their own funds<\/li>\r\n <li>Trade a minimum of <strong>1 standard lot<\/strong> in Forex, Gold, or Silver<\/li>\r\n <li>Each trade must be open for <strong>at least 5 minutes<\/strong><\/li>\r\n<\/ol>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Requirement<\/th><th>Referrer (You)<\/th><th>Referee (Your Friend)<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>Verified XM account<\/td><td class=\"tc good\">\u2705 Required<\/td><td class=\"tc good\">\u2705 Required<\/td><\/tr>\r\n<tr><td>Minimum lots traded<\/td><td class=\"tc\">3 standard lots (to unlock)<\/td><td class=\"tc\">1 standard lot (to trigger reward)<\/td><\/tr>\r\n<tr><td>Trade duration<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc\">Min 5 minutes per trade<\/td><\/tr>\r\n<tr><td>Instruments eligible<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc\">Forex, Gold, Silver<\/td><\/tr>\r\n<tr><td>Own deposited funds<\/td><td class=\"tc\">\u2014<\/td><td class=\"tc good\">\u2705 Yes (bonus credit doesn't count)<\/td><\/tr>\r\n<tr><td>Affiliate members<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not eligible<\/td><td class=\"tc\">\u2014<\/td><\/tr>\r\n<tr><td>EU (CySEC) entity<\/td><td class=\"tc\">\u26a0\ufe0f Check terms<\/td><td class=\"tc\">\u26a0\ufe0f Check terms<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<div class=\"warn\"><strong>Important:<\/strong> If you are enrolled in the XM Affiliate Program, you cannot simultaneously participate in Refer a Friend. The two programs are mutually exclusive. Consider which earns you more before choosing \u2014 affiliates earn commission on all client trades indefinitely, while Refer a Friend pays a one-time $80 per person who meets the criteria.<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">03 \u2014 Step-by-Step<\/span>How to Get Your XM Referral Link and Start Earning<\/h2>\r\n\r\n<div class=\"steps\">\r\n <div class=\"step\">\r\n <div class=\"step-n\">1<\/div>\r\n <div class=\"step-body\">\r\n <h4>Open and verify an XM real account<\/h4>\r\n <p>If you don't have an XM account yet, open one using the link on this page. Complete KYC verification (ID + proof of address). This is a prerequisite for joining Refer a Friend.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">2<\/div>\r\n <div class=\"step-body\">\r\n <h4>Trade at least 3 standard lots in Forex, Gold, or Silver<\/h4>\r\n <p>Deposit funds and trade a minimum of 3 standard lots (cumulative, not in one trade) using your own deposited funds \u2014 not bonus credit. This unlocks your access to the Refer a Friend dashboard. At 0.1 lot\/trade, this equals 30 trades of 0.1 lot each.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">3<\/div>\r\n <div class=\"step-body\">\r\n <h4>Login to Members Area \u2192 navigate to Refer a Friend dashboard<\/h4>\r\n <p>Login to <code>my.xm.com<\/code>. Look for <strong>Refer a Friend<\/strong> under the Promotions menu or the main dashboard. Once you have met the trading requirement, the dashboard becomes accessible with your unique referral URL.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">4<\/div>\r\n <div class=\"step-body\">\r\n <h4>Copy your unique referral link and share it<\/h4>\r\n <p>The dashboard shows your unique referral URL. Copy it and share via: WhatsApp, Telegram, email, social media, or any channel. When your friend opens the link and registers \u2014 their account is automatically linked to you. <strong>They must use your link<\/strong> \u2014 accounts registered without it cannot be retroactively linked.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">5<\/div>\r\n <div class=\"step-body\">\r\n <h4>Track referrals in your dashboard<\/h4>\r\n <p>The Refer a Friend dashboard shows all referrals: pending (registered but not yet completed requirements), successful (reward earned), and expired (requirements not met within the time limit). You can see progress in real time.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"step\">\r\n <div class=\"step-n\">6<\/div>\r\n <div class=\"step-body\">\r\n <h4>Receive $80 in MyWallet and withdraw<\/h4>\r\n <p>Once your friend completes all requirements (verify + deposit + trade 1 lot with min 5-min open time), <strong>$80 is credited to your MyWallet within 24 hours<\/strong>. Withdraw via Members Area \u2192 MyWallet \u2192 Transfer\/Withdraw. Minimum withdrawal: $20.<\/p>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">04 \u2014 Earnings Potential<\/span>How Much Can You Earn? \u2014 XM Referral Earnings Calculator<\/h2>\r\n<p>There is no cap on referrals. The math is straightforward.<\/p>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Referrals per month<\/th><th>Monthly earnings<\/th><th>Annual earnings<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>1 friend<\/td><td class=\"tc\">$80<\/td><td class=\"tc\">$960<\/td><\/tr>\r\n<tr><td>5 friends<\/td><td class=\"tc good\">$400<\/td><td class=\"tc good\">$4,800<\/td><\/tr>\r\n<tr><td>10 friends<\/td><td class=\"tc good\">$800<\/td><td class=\"tc good\">$9,600<\/td><\/tr>\r\n<tr><td>25 friends<\/td><td class=\"tc good\">$2,000<\/td><td class=\"tc good\">$24,000<\/td><\/tr>\r\n<tr><td>50 friends<\/td><td class=\"tc good\">$4,000<\/td><td class=\"tc good\">$48,000<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<div class=\"box box-green\">\r\n<p class=\"bt g\">\ud83d\udca1 Who can refer the most friends?<\/p>\r\n<ul>\r\n<li><strong>Active trading communities:<\/strong> Telegram groups, WhatsApp forex communities, YouTube\/TikTok finance creators<\/li>\r\n<li><strong>Forex educators:<\/strong> traders who teach others \u2014 every student who opens an XM account = $80<\/li>\r\n<li><strong>OFW \/ Overseas workers:<\/strong> referring friends in the same community who want passive income via copy trading<\/li>\r\n<li><strong>Social media traders:<\/strong> posting trade results and sharing your referral link in bio<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">05 \u2014 Withdrawing Rewards<\/span>How to Withdraw Your XM Refer a Friend Cash Rewards<\/h2>\r\n\r\n<ol>\r\n <li>Login to <code>my.xm.com<\/code> \u2192 MyWallet section<\/li>\r\n <li>Check your available MyWallet balance (all referral rewards appear here)<\/li>\r\n <li>Click <strong>Transfer<\/strong> or <strong>Withdraw<\/strong><\/li>\r\n <li>Choose: transfer to your trading account (to use for trading), or withdraw to your bank\/e-wallet<\/li>\r\n <li>Minimum amount: <strong>$20<\/strong> (or the full balance if less than $20)<\/li>\r\n <li>Withdrawal processing follows standard XM withdrawal timelines (same-day for e-wallets)<\/li>\r\n<\/ol>\r\n\r\n<div class=\"tip\"><strong>Fastest withdrawal route:<\/strong> MyWallet \u2192 transfer to trading account \u2192 withdraw from trading account via Skrill or Neteller (same-day processing). See our <a href=\"https:\/\/exem-register.com\/xm-withdrawal-guide\/\">full XM withdrawal guide<\/a> for all methods and timelines.<\/div>\r\n\r\n\r\n<h2><span class=\"sn\">06 \u2014 Refer a Friend vs Affiliate<\/span>XM Refer a Friend vs XM Affiliate Program \u2014 Which Earns More?<\/h2>\r\n\r\n<div class=\"tw\"><table>\r\n<thead><tr><th>Feature<\/th><th>Refer a Friend<\/th><th>Affiliate Program<\/th><\/tr><\/thead>\r\n<tbody>\r\n<tr><td>Reward per referral<\/td><td class=\"tc\">$80 one-time cash<\/td><td class=\"tc\">Commission per lot traded (ongoing)<\/td><\/tr>\r\n<tr><td>Earning duration<\/td><td class=\"tc\">One-time per person<\/td><td class=\"tc good\">Ongoing \u2014 earn every time they trade<\/td><\/tr>\r\n<tr><td>Setup required<\/td><td class=\"tc\">3 lots traded to unlock<\/td><td class=\"tc\">Apply to XM affiliate program<\/td><\/tr>\r\n<tr><td>No. of friends needed<\/td><td class=\"tc\">Any number<\/td><td class=\"tc\">Any number<\/td><\/tr>\r\n<tr><td>Can combine<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not with affiliate<\/td><td class=\"tc\" style=\"color:var(--red-dark)\">\u274c Not with Refer a Friend<\/td><\/tr>\r\n<tr><td>Best for<\/td><td class=\"tc\">Casual referrers, smaller networks<\/td><td class=\"tc good\">Active traders with large audiences<\/td><\/tr>\r\n<\/tbody>\r\n<\/table><\/div>\r\n\r\n<p><strong>Simple rule:<\/strong> if your friend will trade actively and frequently, the affiliate program earns more over time (ongoing commission). If your friend will trade occasionally or you only have a few referrals, Refer a Friend's flat $80 is simpler and faster to collect.<\/p>\r\n\r\n<section>\r\n<h2><span class=\"sn\">07 \u2014 FAQ<\/span>Frequently Asked Questions<\/h2>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">How much does XM Refer a Friend pay per referral? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">XM Refer a Friend pays $80 cash per successful referral. A successful referral requires the friend to register via your link, complete KYC, make a deposit, and trade at least 1 standard lot in Forex, Gold, or Silver (each trade open for at least 5 minutes). Reward is credited to your MyWallet within 24 hours.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">How do I get my XM referral link? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Login to Members Area \u2192 Promotions \u2192 Refer a Friend dashboard. You need a verified account and at least 3 standard lots traded before the dashboard becomes accessible. Your unique referral URL is displayed there \u2014 copy and share it.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Is there a limit on how many friends I can refer? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">No limit at all. You earn $80 for every friend who successfully completes the requirements, regardless of how many you refer. 10 friends = $800. 50 friends = $4,000. The program has no cap.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Can I withdraw my Refer a Friend earnings? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Yes. XM Refer a Friend rewards are real cash \u2014 not bonus credit. They go to your MyWallet and can be withdrawn immediately. Minimum withdrawal: $20. You can also transfer to your trading account and use for trading.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">What if I'm already in the XM Affiliate Program? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">You cannot be in both programs simultaneously. The Refer a Friend Program and the XM Affiliate Program are mutually exclusive. You must choose one. For casual referrers with small networks: Refer a Friend ($80 flat per person). For traders with large audiences: Affiliate Program (ongoing commission per lot traded) earns more over time.<\/div><\/div>\r\n\r\n<div class=\"fi\"><button class=\"fq\" aria-expanded=\"false\">Is XM Refer a Friend available in Indonesia, Nigeria, and Philippines? <span class=\"fic\">+<\/span><\/button><div class=\"fa\">Generally yes for XM Global entity clients \u2014 which includes Indonesia, Nigeria, Philippines, Kenya, Malaysia, India, South Africa, and most non-EU countries. EU (CySEC) clients may have different terms or limited availability. Check your Members Area \u2192 Refer a Friend dashboard to confirm for your specific account.<\/div><\/div>\r\n<\/section>\r\n\r\n<div class=\"cta-s\">\r\n <h2>Start Earning $80 Per Referral Today<\/h2>\r\n <p>Open an XM account, trade 3 lots to unlock the program, get your referral link, and start earning.<\/p>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn btn-white\" target=\"_blank\" rel=\"noopener\">Open XM Account \u2197<\/a>\r\n<\/div>\r\n\r\n<div class=\"dis\">\r\n <strong>Disclaimer:<\/strong> Refer a Friend terms may change. Reward amount of $80 per referral based on current XM program data as of May 2026. This page contains affiliate links.\r\n <p style=\"margin-top:10px\"><strong>Related:<\/strong> <a href=\"https:\/\/exem-register.com\/xm-trading-competition\/\" style=\"color:inherit\">XM Trading Competition<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-traders-club\/\" style=\"color:inherit\">XM Traders Club<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-bonus-terms\/\" style=\"color:inherit\">XM Bonus Terms<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-withdrawal-guide\/\" style=\"color:inherit\">XM Withdrawal Guide<\/a> \u00b7 <a href=\"https:\/\/exem-register.com\/xm-no-deposit-bonus\/\" style=\"color:inherit\">XM No Deposit Bonus<\/a><\/p>\r\n<\/div>\r\n<\/main>\r\n\r\n\r\n<footer style=\"background:#1a1a1a;color:#aaa;font-family:'Sora',sans-serif;padding:40px 20px 26px;border-top:3px solid #1a7a3a\">\r\n <div style=\"max-width:820px;margin:0 auto\">\r\n <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:24px 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href=\"https:\/\/exem-register.com\/xm-indonesia-daftar-dan-login\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddee\ud83c\udde9 XM Indonesia<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-nigeria\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf3\ud83c\uddec XM Nigeria<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-philippines\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf5\ud83c\udded XM Philippines<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-kenya\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddf0\ud83c\uddea XM Kenya<\/a><\/li>\r\n <li style=\"margin-bottom:7px\"><a href=\"https:\/\/exem-register.com\/xm-broker-india\/\" style=\"color:#aaa;text-decoration:none;font-size:12.5px\">\ud83c\uddee\ud83c\uddf3 XM India<\/a><\/li>\r\n <li 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<\/div>\r\n<\/footer>\r\n\r\n<script>\r\ndocument.querySelectorAll('.fq').forEach(function(b){\r\n b.addEventListener('click',function(){var o=this.classList.toggle('op');this.setAttribute('aria-expanded',o);this.nextElementSibling.classList.toggle('op',o);});\r\n});\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> XM Broker Program \u00b7 2026 XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable Invite friends to XM. When they open, verify, deposit, and trade \u2014 you earn $80 cash per referral. No cap on referrals. Reward credited to MyWallet and withdrawable immediately. $80 cash reward per successful referral \u00b7 no limit \u00b7 withdrawable No limit on referrals Instant to MyWallet Withdrawable immediately Not just credit \u2014 real cash Open XM Account to Join \u2197 $80 exem-register.com Editorial Team Updated May 2026 \u00b7 Based on XM official program terms \u00b7 7 min read 01 \u2014 How It WorksHow XM Refer a Friend […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2372","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"nurhadi.bisnis@gmail.com","author_link":"https:\/\/exem-register.com\/ja\/author\/nurhadi-bisnisgmail-com\/"},"uagb_comment_info":0,"uagb_excerpt":" XM Broker Program \u00b7 2026 XM Refer a Friend 2026 \u2014 Earn $80 Cash Per Referral, No Limit, Instantly Withdrawable Invite friends to XM. When they open, verify, deposit, and trade \u2014 you earn $80 cash per referral. No cap on referrals. Reward credited to MyWallet and withdrawable immediately. $80 cash reward per…","_links":{"self":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/comments?post=2372"}],"version-history":[{"count":5,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372\/revisions"}],"predecessor-version":[{"id":2377,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/posts\/2372\/revisions\/2377"}],"wp:attachment":[{"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/media?parent=2372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/categories?post=2372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exem-register.com\/ja\/wp-json\/wp\/v2\/tags?post=2372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}